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Your comment doesn't fully make sense to me. We are talking about being able to get a job at a chain and cash a check without an ID, neither of which is possible. You can't get a job at a chain without an ID. No if's, and's or but's. No chain would take that risk. I work with homeless people who often lose their IDs. When they receive their SSI paper check, they can't cash it until they get an ID. No check cashing place allows them to cash it without their ID, even if I, an attorney, vouches for them. Because if there's any fraud, and they cash the check, the check cashing place is on the hook for the money. Even if someone is "illegal", places will still require some form of picture identification to allow them to cash a check.

Maybe in Mexico, people have mistrust in banking, but in America, according to 2016 data, only 16% of Hispanic households don't have bank accounts.

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What is the issuing bank for the SSI check?

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There is no issuing bank. It comes from the United States Treasury.

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In fast food? I’m not sure about the situation now, but when I worked at McDonalds in the 90s the back staff was entirely composed of illegal inmigrants. Some used other folks IDs but I don’t think they actually checked most folks or if so they used fake SSNs.

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Yea it’s not the 90s anymore. That was 30 years ago. But they still used IDs, even if they were fake or not their own.

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Yeah, they weren’t under the table by any means. They made decent money considering they were all on the schedule 54 hours a week and got OT, especially since many of them at our location were related and shared expenses too.

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